Himanshu is the founder of KAL Capital Partners who provide truly independent financial advice to private clients, business owners and charities.
KAL Capital Partners was set up by Himanshu Lukha to provide bespoke, tailor made financial solutions to those serious about financial success. Prior to setting up the business, Himanshu had spent more than 20 years working in senior positions at leading City institutions including Citi and Credit Suisse. Previously a fund manager, Himanshu used to manage assets for global corporate institutions, central banks and sovereign wealth funds. He had also helped a number of the UK’s FTSE 100 and FTSE 250 companies design and implement de-risking strategies for their employee pension schemes.
KAL Capital Partners is an independent wealth advisory business. We are an appointed representative of Vision Independent Financial Planning, part of an FTSE 250 company. This connectivity means we can offer the tailored service of a boutique whilst leveraging significant resources and partnerships. We only work with clients who are serious about financial success.
Providing independent, clear and unbiased advice is at the heart of what we do. Our focus is on helping clients identify what’s best for their individual needs and circumstances. We do this by providing clients with choice and access to a very wide range of financial solutions.
We work with private clients who are serious about financial success, business owners and corporates who are looking to grow or protect what they have created, and charities seeking a safe pair of hands to manage their limited resources.
Financial success can be measured in different ways but what’s important is that we help our clients achieve their specific financial goals and those for their future generations.
We are obsessive about creating the best possible outcomes for our clients. Our wealth management solutions are tailored to clients’ specific needs, incorporating personal, family and, where relevant, business circumstances. Many of whom that have approached us previously struggled to connect with an adviser who had the breadth of knowledge, expertise and a willingness to explain wider financial planning tools available to meet their specific financial needs.
Core to our approach for individuals is to help them protect the income that supports their current lifestyle. We help clients plan for their future ambitions and to help them achieve financial goals that they have set for their retirement, their family and for future generations. Every family hopes to pass their advantages to future generations. We work alongside our clients’ solicitors and accountants in order to provide a cohesive approach to managing wealth in a tax efficient way.
Our approach with business owners and charities is equally measured. KAL Capital Partners works with business owners on the journey from start-up, growth, maturity and right through to ultimate exit. We help owners understand what they will need financially for the rest of their lives and how much it will cost to effect. The death or serious illness of a key director or employee can have far reaching or even disastrous consequences. We help business owners consider protection against risks such as death, loss of income, critical illness and professional liability. We also assist businesses with corporate pensions – including auto-enrolment, employee benefits and the management of corporate investments.
With charities, we understand that every charity is different. We take the time to understand each organisation’s financial objectives, unique circumstances and risk profile. We do this before discussing the alternative managers that may be considered for the management of the assets.
By establishing a collaborative relationship with you from the outset, we can ensure that we have absolute clarity about your background, philosophy, needs and objectives. We can then provide you with absolute clarity about what we can do for you, what you need to provide us with and also the steps that you need to take in order for us to help you meet those needs and objectives.